Skip to content
Español
Profile photo of a State Farm Agent named: Josh Culotti

Would you like to create a personalized quote?

State Farm® Insurance Agent

Josh Culotti

J Culotti Ins and Fin Svcs Inc

(425) 776-0133

Office Hours

Monday
9am - 5pm
Tuesday
9am - 5pm
Wednesday
9am - 5pm
Thursday
9am - 5pm
Friday
9am - 5pm
Saturday
Closed
Sunday
Closed
After Hours by Appointment

Address

18904 Highway 99 Suite H
Lynnwood, WA 98036-5219

We are on the same side of the street and next to Petsmart on 188th street.

Profile photo of a State Farm Agent named: Josh Culotti

Would you like to create a personalized quote?

Office Info

Office Hours

Monday
9am - 5pm
Tuesday
9am - 5pm
Wednesday
9am - 5pm
Thursday
9am - 5pm
Friday
9am - 5pm
Saturday
Closed
Sunday
Closed
After Hours by Appointment
Call or text us 24 hours a day!

Address

18904 Highway 99 Suite H
Lynnwood, WA 98036-5219

Languages

English, Spanish, Vietnamese

Welcome to our office page!

Hello! My name is Josh, and I bring over 18 years of experience in the insurance industry. At my office, we’re committed to providing you with more than just home and auto insurance. We offer a wide range of products designed to:

  • Protect your family

  • Protect your business with Commercial Insurance and Commercial Auto

  • Keep your toys safe, whether it’s Motorcycles, Boats, or Electric Bikes

  • Help you explore Supplemental Health coverage

  • State-to-State Transfers

  • And so much more!

Whether you're reviewing existing policies, considering new coverage options, or shopping for better coverage, we’re here to ensure your property is adequately protected. We truly value all our customers and are dedicated to finding the coverage for your needs. Let’s work together to secure your future!

If you are looking for a new insurance agent, you're already in the right place. If you are already a customer, welcome back!

As July unfolds and summer is in full swing ☀️, individuals and businesses can seize this opportunity to reassess their insurance needs. This month is ideal for reviewing existing policies, exploring coverage options, and identifying the most suitable deals for your situation. Homeowners may want to ensure their properties are equipped to handle summer weather risks, such as severe storms ⛈️ or heat-related challenges. Auto insurance policyholders should consider evaluating their coverage, especially with the uptick in travel during the summer months 🚗, as road trips and vacations often lead to busier roadways. Additionally, for those navigating changes to their health insurance plans following open enrollment, July serves as a crucial time to confirm that their coverage meets their current needs. 🏖️

I understand looking for insurance can be confusing, so my goal is to make it as easy and simple as I can for you. Give me a call!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

Is a natural gas detector worth it?

Natural gas detectors can alert you and your family of odorless and dangerous leaks.

What is an immediate annuity and is it right for you?

An immediate annuity can be a useful tool to help create a guaranteed income stream in retirement that you can depend on month to month.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

View More Articles

The Josh Culotti State Farm Agent office in Lynnwood, WA has been providing customers with personalized coverage since 2013. We proudly serve Mountlake Terrace, Shoreline, Mill Creek, Everett, and Snohomish with Auto, Home, Life, Renters, Condo, Business, Motorcycle, and Pet Insurance. With 18 years of experience, I work with customers to explore their options and select coverage that supports their plans. Call, click, or stop by today to get started.

My team of licensed insurance professionals is here to assist you with your insurance needs. We love helping customers with car insurance, homeowners insurance, renters insurance, life insurance, small business insurance, and workers comp insurance, just to name a few. In our office, you are not a number but a part of our family. Contact us today for your free insurance quote!

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, College Planning, Health Insurance, and Renters Insurance.
  • Our office is located in Lynnwood WA and Mountlake Terrace WA.
  • We have 25 years of combined insurance experience in our office.
  • Additional languages spoken: Spanish

We are a growing agency with big dreams and lots of potential. We attribute our success to having a fun, energetic environment that is an enjoyable place to work. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our team is comprised of results-oriented individuals that are serious about their development. If you want to work in an environment that is fun, challenging, and rewarding, then Josh Culotti - State Farm Agent may be the right fit for you! If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team. Come work with an energetic, fun team at Josh Culotti - State Farm Agent!

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.