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State Farm® Insurance Agent

Josh Culotti

J Culotti Ins and Fin Svcs Inc

(425) 776-0133

Office Hours

After Hours by Appointment

Address

18904 Highway 99 Suite H
Lynnwood, WA 98036-5219

We are on the same side of the street and next to Petsmart on 188th street.

Profile photo of a State Farm Agent named: Josh Culotti

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

18904 Highway 99 Suite H
Lynnwood, WA 98036-5219

Languages

English, Spanish, Tagalog, Vietnamese

Welcome to our office page!

Hello! My name is Josh, and I bring over 18 years of experience in the insurance industry. At my office, we’re committed to providing you with more than just home and auto insurance. We offer a wide range of products designed to:

  • Protect your family

  • Protect your business with Commercial Insurance and Commercial Auto

  • Keep your toys safe, whether it’s Motorcycles, Boats, or Electric Bikes

  • Help you explore Supplemental Health coverage

  • State-to-State Transfers

  • And so much more!

Whether you're reviewing existing policies, considering new coverage options, or shopping for better coverage, we’re here to ensure your property is adequately protected. We truly value all our customers and are dedicated to finding the coverage for your needs. Let’s work together to secure your future!

If you are looking for a new insurance agent, you're already in the right place. If you are already a customer, welcome back!

· Crisp Autumn mornings 🍂, pumpkin spice ☕, and pumpkin carving! 🎃 It is that time of year! 🍁 The season is changing 🔄, and it might be time for a change in your life. 🤔 Call 📞, text 💬, or email 📧 my office and my team and I will create a Personal Price Plan just for you! 💰 We can cover all your insurance needs! 🛡️ Auto Insurance 🚗, Home Insurance 🏡, Life Insurance 💖, Renters Insurance 🏢, Business Insurance 💼, Boat Insurance 🛥️, Motorcycle Insurance 🏍️ and Pet Insurance 🐾.

I understand looking for insurance can be confusing, so my goal is to make it as easy and simple as I can for you. Give me a call!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Josh is here to help your Lynnwood household feel covered.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Looking for coverage? Talk with Josh about your options in Lynnwood.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Josh serves Lynnwood, WA and is happy to help with your insurance needs.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Josh is proud to serve the Lynnwood community.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Serving Lynnwood and the surrounding area, Josh can help answer your questions.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Have questions? Josh in Lynnwood can walk you through your options.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

Information to include on auto insurance applications

The process of applying for car insurance may seem challenging, but it can become easier when approached with precision and care to avoid mistakes.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Summer pet safety tips

Warmer weather provides tons of opportunities for you to bond with your best friend. Keep these hot weather tips for pets in mind.

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The Josh Culotti State Farm Agent office in Lynnwood, WA has been providing customers with personalized coverage since 2013. We proudly serve Mountlake Terrace, Shoreline, Mill Creek, Everett, and Snohomish with Auto, Home, Life, Renters, Condo, Business, Motorcycle, and Pet Insurance. With 18 years of experience, I work with customers to explore their options and select coverage that supports their plans. Call, click, or stop by today to get started.

My team of licensed insurance professionals is here to assist you with your insurance needs. We love helping customers with car insurance, homeowners insurance, renters insurance, life insurance, small business insurance, and workers comp insurance, just to name a few. In our office, you are not a number but a part of our family. Contact us today for your free insurance quote!

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.